Standard Variable Home Loan

We lend up to 90% plus it comes with competitive interest rates and all the transactional features you would expect including a 100% redraw offset. We reward borrowers with a low LVR by reducing interest rates.

Our home loan range, is big on flexibility and choice to meet your changing needs. We feel that if you have a low LVR you should be rewarded. To change this we have realigned our pricing to reward such borrowers with reduced interest rate loans. This allows you save more and own your home sooner.

Standard Variable Home Loan

Home loan features Standard Variable
Maximum LVR (inc of LMI capitalisation) 90%
Maximum loan amount (Single Security) $1,000,000
Rate discounts for < 80% LVR Yes
Maximum Loan Term 30 Years
Loan Type Full Doc
Owner occupied or investment Yes
Refinance Yes
Principal and interest Yes
Interest only term (5 or 10 year options) Yes
Business Yes
Foreign Resident Yes
Maximum Number of free splits 10
Minimum Amount of Split $10,000
Fixed Rates Yes
Mortgage Insurance Only applies if LVR > 80%
Capitalise Mortgage Insurance Yes
          Loan Options
100% redraw offset account Yes
Line of Credit No
VISA debit card Yes
Cheque Book (attached to offset / LOC) Yes
          Repayment Options
Monthly Yes
Fortnightly Yes
Weekly Yes
Direct Debit Yes
Salary Credit Yes
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