About Waratah

Waratah Home Loans is a Queensland based financial organisation that has been providing home loans to Queenslanders and their families since 1958.

Waratah Home Loans has continued to grow over the years and we can offer our customers home loans with competitive interest rates.

We are refreshingly different with our main focus being our ability to provide our customers with a touch of old world personal and friendly service.

So if you are after finance then Waratah is the place for you and your home loan.

  • Tailored products

    Our flexible range of mortgages means we have a loan to suit virtually every borrower - including:

    • People looking to purchase, or construct an owner occupied home or investment property
    • Borrowers wishing to refinance their existing loan from another lender, or access equity for renovations
    • Experienced borrowers wanting more control and full transaction capability with redraw offset facilities
    • The self employed who can demonstrate loan serviceability
  • What we offer at a glance

    • Prime FullDoc home loans via third parties
    • Australian based customer phone support
    • Unlimited free redraws and flexible payment options
    • 100% redraw offset accounts
    • No ongoing monthly fees
    • Visa debit cards linked to redraw offset facility
    • Unlimited free transactional online account access services including BPAY and 'pay anyone'
  • The right choice for home loans

    Flexibility: We have a simple and flexible mortgage range to suit your needs.

    Credibility: With a 'Strong' Standard, extensive experience, MFAA membership, financial stability and various warehouse funding providers, we are a credible and viable alternative to traditional mortgage finance lenders.

    Innovative: We have a reputation for loan, service and technological innovation and continually look for fresh ways to help people own a home sooner.

    Our people: Our highly experienced and accessible people provide helpful, friendly support and uncompromising service.

  • Special Features

    • Accessing your loan account by the phone or internet is easy and convenient. Plus online access is available 24 hours a day, seven days a week for most loans.
    • Should your loan be set up as a redraw management account, then it will have an offset account attached. You will receive a VISA debit card and you can then choose to have all of your pay deposited by your employer into your offset account enabling you to access surplus funds at any time using your VISA debit card.