Construction Home Loan

We lend up to 90% to construct a home or investment property. Our specialized construction department provides a direct contact point and will ensure claims are paid promptly.

Construction Home Loan

Home loan features Construction Loan
Maximum LVR (inc of LMI capitalisation) 90%
Maximum loan amount (Single Security) $1,000,000
Rate discounts for < 80% LVR Yes
Maximum Loan Term 30 Years
Loan Type Full Doc
Owner occupied or investment Yes
Refinance No
Principal and interest No
Interest only term (5 or 10 year options)
12 months (construction)
Yes
Business No
Foreign Resident Yes
Maximum Number of free splits N/A
Minimum Amount of Split N/A
Fixed Rates No
Mortgage Insurance Only applies if LVR ≤ 80%
Capitalise Mortgage Insurance Yes
          Loan Options
100% redraw offset account No
Line of Credit No
VISA debit card No
Cheque Book No
          Repayment Options
Monthly Yes
Fortnightly No
Weekly No
Direct Debit Yes
Salary Credit No
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